Extra payments (of any amount - even as little as $10 a week) will result savings on your loan over its life and very substantial savings can be made. That means you pay the loan off faster! The way the loan is structured and managed is a key component to saving you money and minimising how much "profit" the lender makes off your loan. Remember our core goal is to help you get out of debt not maximise our own profits. We know  what works and what is just a gimmick.  Why not give us a ring and we'll help you. At First Australian, we have developed a Loan Management system which minimises your costs and helps you pay off your loan as quickly as possible.  Our committed Team at First Australian are more than happy to provide a comprehensive comparison and summary of costs to show you the way forward.  Please give us a call and we'll show you how you can be a winner!